Settlement Science

How AI levels the playing field in car accident claims.

Do You Actually Need a Personal Injury Lawyer? A 7-Point Checklist

Insurance companies send trained adjusters to evaluate your claim on day one. You get a form letter and a phone number. That asymmetry is the entire reason pers

Mighty·Mar 26, 2026·8 min read

About

Settlement Science is Mighty's resource for understanding how modern accident claims actually work. We publish guides, breakdowns, and real claim data that help you see what insurance companies see—medical record analysis, demand letter structure, liability assessment, settlement negotiation. The same tools law firms use, explained for people handling claims on their own or deciding whether they need representation. Mighty's AI does this work for free: reads your medical records, builds your demand package, negotiates with adjusters. Settlement Science explains how and why it works. No legal jargon. No credential worship. Just the mechanics of turning an accident into a fair settlement. Structure is the leverage. Not a law degree.