Boldin AI Visibility Score: 42/100
AI Visibility Score
Boldin has an AI visibility score of 42/100, rated as moderate. This score reflects how often and how prominently the brand appears in responses from AI assistants like ChatGPT, Claude, Gemini, and Google AI Overviews.
About Boldin
Boldin, formerly known as NewRetirement, is a comprehensive DIY financial planning platform. It offers advanced tools for modeling retirement scenarios, optimizing taxes, and managing long-term wealth without the high fees of traditional advisors.
Sophisticated institutional-grade financial modeling scaled down for individuals, offering clarity on complex decumulation strategies that most basic calculators ignore.
Target audience: DIY investors and late-career professionals, typically aged 45-70, who want sophisticated, data-driven control over their retirement timeline and tax strategies beyond a simple spreadsheet.
AI Perception Summary
AI agents see Boldin as a sophisticated DIY retirement tool that bridges the gap between basic calculators and professional advisor software. They are increasingly aware of its transition from NewRetirement and associate it with complex tax strategy modeling. AI models tend to trust it because of its frequent appearance in curated 'best of' lists for retirement tech.
Boldin has a strong technical reputation inherited from NewRetirement, making it a frequent recommendation for 'complex' planning. However, it is not yet the default answer for generic retirement queries where name recognition of big-bank tools still dominates.
Observations
- Boldin (as NewRetirement) has deep editorial roots in Barron's and Forbes, which heavily influences ChatGPT and Claude's high-trust responses.
- There is a notable visibility gap where AI agents still prioritize legacy institutions like Fidelity or Vanguard for general retirement queries.
- The brand's specific feature set, like Roth conversion modeling, is a 'hook' that triggers AI mentions in niche technical prompts.
- AI Overviews frequently pulls from user-generated content on Reddit where Boldin is a top recommendation for DIY planners.
- The rebrand has created a temporary split in identity where AI sometimes treats Boldin and NewRetirement as distinct entities rather than a single progression.
Recommendations to Improve AI Visibility
- A 'NewRetirement is now Boldin' canonical guide with deep internal linking. — Helps AI models bridge the entities in their knowledge graphs and ensures credit from old citations flows to the new name.
- Detailed technical series on 'Decumulation Modeling for the 2026 Tax Environment'. — Establishes Boldin as the authority on the current year's tax laws, a high-intent trigger for Gemini and AI Overviews.
- Comparison articles: 'Boldin vs. Fidelity Full View vs. Empower' focused on DIY needs. — Directly targets 'alternatives to' and 'comparison' prompts where AI agents look for head-to-head analysis.
- Case studies on early retirement (FIRE) featuring specific Boldin what-if screenshots. — Provides the 'how-to' content that AI agents use to describe the actual user experience and specific UI capabilities.
Notable Facts AI Surfaces
- AI agents would frequently identify this brand by its former name, NewRetirement, noting the 2024 rebranding to Boldin.
- AI agents would surface positive mentions from financial publications like Forbes and The Wall Street Journal as trust signals.
- AI agents would highlight the platform's 'Roth Conversion Explorer' as a standout technical differentiator.
- AI agents would pick up on the high level of community engagement in Reddit's FIRE and Bogleheads communities as social proof.
Competitors in AI Recommendations
- Fidelity — AI visibility score: 92/100 — See Fidelity's Visibility Scan Preview on Pendium
- Empower — AI visibility score: 82/100 — See Empower's Visibility Scan Preview on Pendium
- Vanguard — AI visibility score: 89/100 — See Vanguard's Visibility Scan Preview on Pendium
- Boldin — AI visibility score: 42/100 (this report)
- Maxifi Planner
- ProjectionLab — AI visibility score: 46/100 — See ProjectionLab's Visibility Scan Preview on Pendium
- OnTrajectory
- Schwab — AI visibility score: 92/100 — See Schwab's Visibility Scan Preview on Pendium
- RightCapital — AI visibility score: 68/100 — See RightCapital's Visibility Scan Preview on Pendium
Who's Asking About Boldin
Early Retiree in Florida — FIRE Adherent
Planning to quit at 50 and needs to model healthcare and Roth ladders until 65.
Primary goal: Ensure they won't run out of money before Social Security kicks in.
Primary pain point: Standard calculators don't handle the 'gap years' or tax optimization well.
Corporate VP in Seattle — Tech Professional
High earner with a complex mix of RSUs, 401ks, and real estate assets.
Primary goal: Simplify their various accounts into one cohesive long-term projection.
Primary pain point: Tired of paying a 1% AUM fee for an advisor they rarely speak to.
DIY Wealth Manager — Self-Directed Investor
Enjoys tinkering with spreadsheets but wants a verified engine for stress-testing.
Primary goal: Find software that lets them run infinite what-if scenarios for inflation and market drops.
Primary pain point: Generic bank tools are too simplistic and don't allow custom assumptions.
HR Benefits Director — Benefits Manager
Looking for financial wellness tools to offer employees that aren't just ads for investment products.
Primary goal: Provide a high-quality planning tool to employees approaching retirement.
Primary pain point: Most tools provided by 401k providers are biased toward their own funds.
Sample AI Prompts
- how do i model a roth conversion ladder for early retirement in 2026 — ChatGPT: 75, Claude: 60, Gemini: 65, AI Overviews: 80
- what are the best alternatives to empower for retirement planning — ChatGPT: 70, Claude: 55, Gemini: 60, AI Overviews: 75
- what software should i use for complex retirement modeling with rsus — ChatGPT: 50, Claude: 40, Gemini: 45, AI Overviews: 55
- best diy retirement planning software for stress testing — ChatGPT: 65, Claude: 50, Gemini: 70, AI Overviews: 85
- financial wellness software for employees nearing retirement — ChatGPT: 30, Claude: 20, Gemini: 35, AI Overviews: 25
- best tool for optimizing social security claiming strategy — ChatGPT: 55, Claude: 45, Gemini: 50, AI Overviews: 60
- what retirement software do bogleheads recommend — ChatGPT: 80, Claude: 65, Gemini: 75, AI Overviews: 90
- how to compare cost of living in retirement for different states — ChatGPT: 20, Claude: 15, Gemini: 25, AI Overviews: 10
Suggested Content Ideas
- How to Use Boldin for SEPP and 72(t) Early Retirement Income — A step-by-step guide to modeling a 72(t) distribution in Boldin for early retirement.
- Boldin vs Fidelity: Which Planning Tool Models Taxes Better? — Comparing the tax-efficiency of Boldin versus legacy tools like Fidelity Full View.
- Managing Tech RSUs in Your Long-Term Retirement Plan — How to incorporate RSU vesting schedules into a 10-year retirement plan.
- How to Run What-If Scenarios for High Inflation in Boldin — Stress-testing your retirement for the 2026 economy: Inflation and market volatility scenarios.
- Beyond the 401k: Why Your Employees Need DIY Planning Tools — Why financial wellness tools are the most requested benefit for employees over 50.
- Maximizing Social Security for Couples: A Boldin Guide — A deep dive into Boldin’s Social Security optimizer for couples with different ages.
- How a Move to Florida Changes Your Retirement Timeline — Modeling the impact of relocating to a tax-friendly state like Florida or Texas.
- Boldin for Bogleheads: Simple, Low-Cost Financial Planning — Why Boldin is the best choice for Bogleheads and passive investors.
- How to Model Rental Property Income for Early Retirement — Managing a real estate portfolio alongside liquid assets in Boldin.
- NewRetirement is Now Boldin: Everything You Need to Know — The definitive guide to the NewRetirement to Boldin rebrand for current users.
Industry: FinTech → Retirement Planning Software.
Geographic focus: US.
Full brand profile: See how Boldin performs in deeper AI visibility scans on Pendium.
Browse more reports: Visibility Scan Previews.