Clover Health

Visibility30

Vibe84

Businesses/Healthcare Insurance/Clover Health

AI Visibility & Sentiment

Clover Health

Clover Health is a Medicare Advantage insurance provider offering affordable health plans with low to no premiums and copays. They differentiate through additional benefits like dental, vision, and over-the-counter allowances, plus a rewards program that incentivizes healthy behaviors.

Active Monitoring

cloverhealth.com/en

Healthcare Insurance Startups

AI Visibility Score

30/100

Low

Sentiment Score

84/100

AI Perception

Summary

Clover Health is currently ceding the critical 'Value Seeker' market to legacy giants, failing to secure a single mention for seniors prioritizing fixed-income affordability. While the brand demonstrates a surprising dominance in caregiver-led searches on Claude, it remains largely invisible in high-intent conversations regarding wellness rewards and institutional trust.

Value Proposition

Medicare Advantage plans that combine affordability ($0 premiums and copays), flexibility (large provider networks without referrals), and added value through rewards programs and extra benefits like dental, vision, and OTC allowances

Overview

Mission

To improve the life of every person through affordable, accessible Medicare coverage that makes healthcare simple and rewarding

Products & Services

Medicare Advantage health insurance plansDental coverageVision coveragePrescription drug coverageClover LiveHealthy Rewards Program

Agent Breakdown

AI Platforms

How often do different AI platforms reference Clover Health?

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Conversation Analysis

Topics

What conversations is Clover Health included in — or excluded from?

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Buyer Personas

Personas

Who does each AI platform recommend Clover Health to, and when?

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Programmatic Testing

Sample Conversations

We programmatically analyze questions that real customers are asking to AI agents and chatbots, extract brand mentions and sentiment, analyze every response, and synthesize the data into an action plan to increase AI visibility.

ChatGPT

Claude

Gemini

AI Overviews

Medicare Plan Selection & Affordability(3 queries)

“I'm turning 65 soon and need a Medicare plan that doesn't have monthly premiums, what are my best options?”

0/4 platforms mentioned

ChatGPT

1.UnitedHealthcare

2.Humana

3.Aetna

4.Cigna

5.Kaiser Permanente

+4 more

Claude

1.UnitedHealthcare

2.Humana

3.Aetna

4.Cigna

Gemini

No brands listed

AI Overviews

1.Blue Cross and Blue Shield of Illinois

2.Aetna

3.Wellcare

4.Liberty Medicare Advantage

“help me find a Medicare Advantage plan that has $0 copays for doctor visits and low prescription costs”

2/4 platforms mentioned

ChatGPT

1.Humana

2.Humana Gold Plus

3.UnitedHealthcare

4.AARP

5.AARP Medicare Advantage

9.Clover Health

+9 more

Claude

1.Humana

2.Clover Leaf Medicare

3.UnitedHealthcare

4.OptumRx

5.CVS Caremark

+1 more

Gemini

1.Humana

2.UnitedHealthcare

3.AARP Medicare Advantage

4.Clover Health

5.Live Healthy Rewards

+4 more

AI Overviews

1.UnitedHealth Group

2.UnitedHealthcare

3.Humana

4.AmeriHealth

5.Aetna

+1 more

“what are the best cheap Medicare plans in New Jersey or Georgia that still have good coverage”

1/4 platforms mentioned

ChatGPT

1.Humana Gold Plus

2.Humana

3.SilverSneakers

4.Teladoc

5.UnitedHealthcare

+15 more

Claude

1.Humana Gold Plus (HMO)

2.UnitedHealthcare Dual Complete

3.Aetna Medicare Advantage (HMO)

4.Molina Healthcare

5.Humana Gold Plus

+3 more

Gemini

1.AARP

2.UnitedHealthcare

3.Humana

4.Blue Cross Blue Shield

5.Mutual of Omaha

+3 more

AI Overviews

1.NerdWallet

2.UnitedHealthcare

3.AARP Medicare Advantage from UHC GA-5 (HMO-POS)

4.Forbes Advisor

5.Kaiser Permanente

10.Clover Health

+9 more

Supplemental Benefit Comparison(1 query)

“which Medicare Advantage plans give you the most money for dental work and new glasses?”

0/4 platforms mentioned

ChatGPT

1.Humana

2.UnitedHealthcare

3.AARP

4.Aetna

5.CVS

+14 more

Claude

1.CIGNA

2.UnitedHealthcare

3.Humana

4.Anthem

5.Kaiser Permanente

+1 more

Gemini

1.Medicare

2.Humana

3.Aetna

4.UnitedHealthcare

5.UHC

+3 more

AI Overviews

1.Humana

2.Aetna

3.UnitedHealthcare

4.Kaiser Permanente

5.Anthem

+1 more

Wellness Rewards & Incentives(1 query)

“are there any health insurance companies that actually pay you or give rewards for doing healthy things like getting a checkup?”

0/4 platforms mentioned

ChatGPT

1.Humana

2.Go365

3.UnitedHealthcare

4.Rally

5.Motion

+11 more

Claude

1.UnitedHealthcare Motion

2.Humana Vitality

3.Cigna Go You

4.Aetna Active Rewards

5.Oscar

Gemini

1.UnitedHealthcare

2.Blue Cross Blue Shield

3.Anthem

4.Blue Cross of California

5.Blue Rewards

+5 more

AI Overviews

1.UnitedHealthcare

2.UnitedHealthcare Rewards

3.Cigna

4.Take Control Rewards

5.Molina Healthcare

+10 more

Medicare Provider Trust & Evaluation(1 query)

“who are the most trusted Medicare Advantage companies for 2026?”

0/4 platforms mentioned

ChatGPT

1.UnitedHealthcare

2.Optum

3.Humana

4.Kaiser Permanente

5.CVS Health

+19 more

Claude

1.UnitedHealthcare

2.UnitedHealth Group

3.Humana

4.Anthem

5.Blue Cross Blue Shield

+4 more

Gemini

1.UnitedHealthcare

2.Humana

3.Aetna

4.CVS Health

5.Blue Cross Blue Shield

+4 more

AI Overviews

1.Aetna

2.CVS Health

3.Investopedia

4.UnitedHealthcare

5.UHC

+7 more

Analysis

Key Insights

What AI visibility analysis reveals about this brand

Strength

High resonance with 'The Caregiving Sandwich Generation' persona, achieving a 62% mention rate and a strong 4.5 average position.

Strength

Top-tier rankings on Claude (Average Position 3.8) for specific Medicare Advantage affordability and regional New Jersey/Georgia queries.

Strength

Strong brand-name recall across all major platforms, securing #1 positions when users specifically inquire about the company's background.

Gap

Total lack of visibility for 'Fixed-Income' personas, a core demographic that currently receives zero mentions for Clover Health.

Gap

Non-existent presence in queries regarding wellness rewards and financial incentives, despite these being primary differentiators for the brand.

Gap

Substantial performance lag on Google AI Overviews with a 13% mention rate and a trailing average position of 9.0.

Opportunity

Exploit the 'Wellness Rewards' niche by creating structured, AI-readable content around Clover's incentive programs to fill a current data vacuum.

Opportunity

Strengthen regional authority in New Jersey and Georgia to solidify current top-10 positions and push into the top 3 on Gemini and ChatGPT.

Opportunity

Bridge the 'Trust Gap' by targeting Medicare evaluation queries where Humana and UnitedHealthcare currently dominate the narrative.

Technical Health

Site Health for AI Visibility

How well Clover Health's website is optimized for AI agent discovery and comprehension.

92/100

17 passed 2 warnings

Audited 2/27/2026

Crawlability86

Can AI bots find your pages?

Technical93

SSL, mobile, doctype basics

On-Page SEO100

Titles, descriptions, headings

Content Quality87

Word count, depth, freshness

Schema Markup85

Structured data for AI comprehension

Social & OG95

Open Graph, Twitter cards

AI Readability60

How well AI can parse your content

Warnings

No robots.txt file found

Create a robots.txt file at your domain root. Optional but recommended.

2 render-blocking resource(s) detected

Consider deferring or async-loading non-critical scripts and stylesheets.

Want a full technical audit with AI-specific recommendations?

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Brand Identity

Brand Voice & Style

How AI perceives Clover Health's communication style and personality

Clover Health communicates with warmth and reassurance, speaking directly to seniors in a clear, jargon-free manner that respects their intelligence while simplifying complex Medicare information. The brand voice is optimistic and empowering, emphasizing that members deserve better healthcare without financial stress. They balance professionalism with approachability, using testimonials and relatable imagery to build trust and connection with their audience.

Core Tone Traits

Warm & Reassuring

Creates a sense of comfort and security around healthcare decisions

Clear & Straightforward

Avoids insurance jargon, explains benefits in simple terms

Empowering & Positive

Focuses on what members gain and deserve, not fear-based messaging

Trustworthy & Caring

Emphasizes member satisfaction and genuine concern for wellbeing

Competitive Landscape

Related Ecosystem

Related products and services that AI mentions in conversations alongside or instead of Clover Health

Humana45 mentions

UnitedHealthcare41 mentions

Aetna39 mentions

Cigna26 mentions

Blue Cross Blue Shield18 mentions

Clover Health15 mentions

Kaiser Permanente13 mentions

Wellcare12 mentions

Anthem12 mentions

CVS Health11 mentions

AARP9 mentions

Source Intelligence

Citations

Sources that AI assistants cite. Getting featured here improves visibility.

Medicare.gov

http://medicare.gov/

Referenced in 4 queries

Review

What is a zero-premium Medicare plan?

https://www.medicareresources.org/glossary/zero-premium-plan/

Referenced in 1 query

Review

Do $0 Premium Medicare Advantage Plans Exist? (Copays ...

https://medicareguide.com/zero-premium-medicare-advantage-plans-2

Referenced in 1 query

Review

Understanding Medicare Advantage Plans

https://www.medicare.gov/publications/12026-understanding-medicare-advantage-plans.pdf

Referenced in 1 query

Review

Are $0 Premium Medicare Advantage Plans Right for You?

https://libertyadvantageplan.com/blogs/zero-premium-medicare-advantage-plans-whats-the-catch

Referenced in 1 query

Review

Help with drug costs | Medicare

https://www.medicare.gov/basics/costs/help/drug-costs

Referenced in 2 queries

Review

Original Medicare (Part A and B) Eligibility and Enrollment | CMS

https://www.cms.gov/medicare/enrollment-renewal/original-part-a-b

Referenced in 1 query

Review

Are Some Medicare Advantage Plans Free? $0 Premium ...

https://www.gohealth.com/medicare/faqs/why-are-some-medicare-advantage-plans-free/

Referenced in 1 query

Review

Are Medicare Advantage Plans Really Free?

https://medicareschool.com/learning-center/are-medicare-advantage-plans-really-free/

Referenced in 1 query

Review

2026 Illinois Medicare Advantage, and Cost Plans

https://ilaging.illinois.gov/content/dam/soi/en/web/aging/ship/documents/illinoismaandcostplans.pdf

Referenced in 1 query

Review

New to Medicare? | NC DOI

https://www.ncdoi.gov/consumers/new-medicare

Referenced in 1 query

Review

$0 PPO Plans - United Health Insure of Illinois

https://uhinsure.com/zero-premium-medicare-advantage-243252-0723/

Referenced in 1 query

Review

Content Engineering

Recommended Actions

Develop and deploy an AI-optimized content pillar focused on 'Fixed-Income Medicare Value.'

Clover is currently invisible to its most critical demographic; capturing this segment is essential for volume growth.

Impact: High

Target the 'Wellness Rewards' and 'Incentives' query space through structured FAQ data.

The brand is currently unmentioned in 'pay you to stay healthy' searches, failing to capitalize on its own product strengths.

Impact: High

Optimize technical SEO specifically for Google AI Overviews (SGE).

With only a 13% mention rate on Google's AI interface, Clover is missing the most direct path to search-based conversion.

Impact: Medium

Amplify caregiver-centric messaging across platform-specific repositories.

Clover's 62% mention rate with the 'Sandwich Generation' persona shows a clear AI preference that should be scaled to other platforms.

Impact: Medium

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Backing

Investors

Floodgate

Data generated by Pendium.ai AI visibility scanning. Last scanned February 27, 2026.

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